The Tokenization reduces the costs of financial transactions

The rise of tokenization is reshaping the future of finance. The growth of blockchain technology and a more favorable regulatory environment drive this model, which major financial institutions are already implementing.

According to the World Economic Forum, by 2027, around 10% of the world's GDP could be stored on blockchains, and emerging technologies are further accelerating this platform’s growth. Technological advances such as artificial intelligence (AI) and machine learning promise to further transform the financial sector by improving risk assessment, operational agility, and transaction efficiency.

Tokenization opens new possibilities for managing and trading assets in the financial sector. It allows physical and financial assets to be converted into digital tokens digitally represented on a blockchain. Smart contracts are programmed to automate transactions and ensure that all agreed-upon conditions are met, bringing transparency and efficiency to the process.

When the defined criteria are met, These contracts execute predefined conditions, such as property transfers and payments. Once issued, tokens can be freely traded on the secondary market, with the blockchain ensuring that all transactions are recorded immutably. According to a Boston Consulting Group (BCG) report, tokenization could unlock up to $16 trillion in illiquid assets by 2030.

More financial institutions and investment platforms are expected to adopt this technology, expanding access to financing opportunities and broadening the market. Tokenization redefines assets and operations in the financial world and shapes a new future for the global economy, where agility, diversity, and innovation are the true currencies of value.

In private credit, tokenization facilitates the securitization of receivables, allowing small and medium-sized enterprises to access capital more efficiently, reducing reliance on traditional financial intermediaries, and easing access to credit. It also offers investors new opportunities for diversification, providing access to credit products previously restricted to large institutions.

Alongside tokenization, smart contracts are expanding, offering automated solutions and reducing operational costs. The tokenization of Real-World Assets (RWAs) is gaining prominence, particularly its ability to fractionalize ownership and facilitate access to investments in traditionally inaccessible assets.

A practical example of this transformation occurred recently with the first real estate acquisition in Brazil using a digital currency, D¥N, developed by Dynasty Global AG. The transaction, which involved the payment of 3,482 D¥N for a 19.3% share of a commercial office building in Porto Alegre, was completed in just minutes through the Netspaces platform.

This transaction highlights the efficiency of the process, which is executed in real-time, allowing the buyer to receive ownership immediately after payment. New solutions for managing real-world assets and private credit present numerous opportunities, regardless of the enterprise's size.

Companies and investors who adopt this technology will be at the forefront of the next great financial revolution. As tokenization becomes a common practice, it is expected to impact the financial market and usher in a new era of innovation, shaping a future where the global economy operates with less bureaucracy and greater efficiency.