Tokenization reduces the financial transaction costs.

The rise of tokenization is redefining the future of finance. The growth of blockchain and a more favorable regulatory environment drive this model, which major financial institutions are already implementing. According to the World Economic Forum, by 2027, approximately 10% of the global GDP could be stored on blockchains, with emerging technologies further propelling the platform's growth. The advancement of technologies such as artificial intelligence (AI) and machine learning promises to further transform the financial sector by improving risk assessment, operational agility, and transaction efficiency.

Tokenization introduces new possibilities for managing and trading assets in the financial sector. The process transforms physical and financial assets into digital tokens represented on a blockchain. Smart contracts are programmed to automate transactions and ensure that all agreed-upon conditions are met, bringing transparency and efficiency to the process. When the defined criteria are met, these contracts automatically execute pre-established conditions, such as property transfers and payments. Once issued, tokens can be freely traded on the secondary market, with the blockchain ensuring that all transactions are recorded immutably.

According to a Boston Consulting Group (BCG) report, tokenization could unlock up to $16 trillion in illiquid assets by 2030. It is expected that more financial institutions and investment platforms will adopt this technology, expanding access to financing opportunities and broadening the market. Tokenization not only redefines assets and operations in the financial universe but also shapes a new future for the global economy, where agility, diversity, and innovation are the true currencies of value.

In the realm of private credit, tokenization facilitates the securitization of receivables, allowing small and medium-sized enterprises to access capital more efficiently, reducing dependence on traditional financial intermediaries, and easing access to credit. Additionally, it offers investors new diversification opportunities, providing access to credit products previously restricted to large institutions. Alongside the tokenization process, the use of smart contracts is expanding, offering automated solutions and reducing operational costs.

The tokenization of Real World Assets (RWAs) is gaining prominence, mainly due to the ability to fractionalize ownership and make investment in traditionally inaccessible assets more accessible. A practical example of this transformation occurred recently with the first real estate asset acquisition in Brazil using a digital currency, the D¥N, developed by Dynasty Global AG. The transaction, which involved the payment of 3,482 D¥N for a 19.3% stake in a commercial office building in Porto Alegre, was completed in just a few minutes through the netspaces platform. This transaction highlights the efficiency of the process, which is conducted in real-time, allowing the buyer to receive ownership immediately after payment. The new solutions for managing real-world assets and private credit present numerous opportunities, regardless of the size of the enterprise.

Companies and investors that adopt this technology will be at the forefront of the next major financial revolution. As tokenization becomes a common practice, it is expected to impact the financial market and usher in a new era of innovation, shaping a future where the global economy operates with less bureaucracy and greater efficiency.