# Rivool Finance

> Web3 investment platform for stablecoin yields and RWAs (Real World Assets)

## About

Rivool Finance is a Web3 investment platform that enables users to invest in digital dollars (stablecoins) with annual returns ranging from 6.97% to 18.4%, depending on the chosen risk profile. The platform uses audited DeFi protocols with over $10 billion in TVL (Total Value Locked).

**Website:** https://rivool.finance
**Languages:** Portuguese, English
**Target Market:** Brazil
**Minimum Investment:** $10 USD

## Investment Products

### 1. Conservative Portfolio (Carteira Conservadora)
- **APY:** ~6.97%
- **Risk Level:** Low
- **Liquidity:** Up to 24 hours
- **Strategy:** Lending protocols with $10B+ TVL
- **Vaults:** Pendle PT Syrup, Morpho exmUSDC, Morpho HYCSUSDC, Lido GGV, YO yoUSD

### 2. Moderate Portfolio (Carteira Moderada)
- **APY:** ~10.8%
- **Risk Level:** Medium
- **Liquidity:** 48-72 hours
- **Strategy:** Market-neutral and delta-neutral strategies
- **Vaults:** Ether.fi Market-Neutral, HyperBeat USDC, Pendle PT Syrup, Lido stRATEGY, Morpho exmUSDC, YO yoUSD

### 3. Aggressive Portfolio (Carteira Agressiva)
- **APY:** ~18.4%
- **Risk Level:** High
- **Liquidity:** 2-7 days
- **Strategy:** Perpetual funding rates and airdrops
- **Vaults:** Theo (USD + Airdrop), Ether.fi UltraYield, HyperBeat USDC, HLP Hyperliquid, Ethena sUSDe, Morpho exmUSDC

### 4. Growth Portfolio (Carteira de Crescimento)
- **APY:** Variable (based on crypto appreciation)
- **Risk Level:** Very High
- **Liquidity:** Immediate
- **Strategy:** Spot exposure to top crypto assets
- **Assets:** Bitcoin (30%), Ethereum (25%), XRP (20%), Solana (15%), Stellar (10%)

## Key Features

- **Non-Custodial:** Users maintain control of their assets via smart contracts
- **Audited Protocols:** Only uses protocols with $10B+ TVL
- **Multi-Strategy:** Diversified allocation across multiple DeFi vaults
- **Fiat On/Off Ramp:** Deposit and withdraw via PIX or bank transfer
- **B2B Services:** Platform for financial advisors and wealth offices

## How It Works

1. Create an account at https://rivool.finance/login
2. Complete KYC verification
3. Deposit funds via PIX, bank transfer, or cryptocurrency
4. Choose your risk profile and allocate your portfolio
5. Earn yields automatically - no active management required
6. Withdraw anytime according to liquidity terms

## Security

- Non-custodial architecture
- Audited smart contracts
- Protocol TVL requirements ($10B minimum)
- Multi-signature treasury management

## Additional Services

### Tokenization Platform
Rivool offers tokenization services for real-world assets (RWAs).
**URL:** https://rivool.finance/tokenization

### B2B / Advisor Program
Financial advisors and wealth offices can partner with Rivool.
**URL:** https://rivool.finance/b2b

### Originator Platform
Asset originators can tokenize and distribute their products.
**URL:** https://rivool.finance/originator

## Contact

- **Website:** https://rivool.finance
- **Support:** support@rivool.finance
- **Blog:** https://rivool.finance/blog
- **FAQ:** https://rivool.finance/faq

## Legal

- **Terms of Service:** https://rivool.finance/terms
- **Privacy Policy:** https://rivool.finance/legal/privacidade
- **Risk Disclaimer:** https://rivool.finance/legal/riscos
- **Compliance:** https://rivool.finance/legal/compliance

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*Last updated: 2026-03-05*
*This document follows the llms.txt specification (https://llmstxt.org)*