5% cashback.Earn 6% a year.Zero Tax on Financial Operations (IOF)
Private is the card for your Rivool Global Account. Your balance is held in USDC and earns 6% a year, paid monthly, with daily liquidity. Plus, every purchase earns you 5% back.
Expected launch · Nov 10, 2026You're on the list, .
We'll let you know by email and WhatsApp as soon as the card launches.
The card that pays you to use it.
5% cashback on every purchase, zero IOF, and a USD balance earning 6% a year. All on one card.
cashback
Get 5% of every card purchase back in your Global Account.
IOF
You pay straight from your USD balance, with no IOF on international purchases.
a year on your USD balance
Your balance is held in USDC and earns 6% a year, paid monthly, with daily liquidity.
countries and territories
Physical and virtual card with Apple Pay and Google Pay, accepted in more than 200 countries and territories.
Spend around the world. Get 5% back.
From your flight to Friday night dinner, every purchase comes straight out of your USD balance with no IOF and earns you 5% back.
The best way to pay while studying abroad.
From rent to the campus bookstore, study-abroad expenses come straight out of your USD balance: no IOF, 5% back on every purchase, and semester funds earning 6% a year until you need them.
No IOF on spending abroad
Rent, groceries, transportation, and books paid in dollars, straight from your balance, with no IOF.
Semester funds keep earning
Until you spend them, your funds are held in USDC and earn 6% a year, with daily liquidity.
Top up via Pix anytime
Deposit reais in the app 24/7 and convert to dollars at a 1% spread.
From Pix to the world in three steps.
Open your Global Account
Open it in the app, deposit reais via Pix, and convert to dollars at a 1% spread.
Put your balance to work
Your balance is held in USDC on the Stellar network and earns 6% a year, paid monthly, with daily liquidity.
Pay and get 5% back
Pay anywhere in the world, in person or with your phone, with no IOF.
Compare before you choose.
What each card charges and gives back when you spend in dollars. Based on public data from Wise, XP, BTG Pactual, and KAST.
¹ BTG's Zero IOF promotion has no set end date; the bank may end it at any time.
² Rivool and KAST use USDC, a stablecoin. These transactions are not currently subject to IOF.
³ KAST fee on purchases in a currency other than the US dollar.
— Not publicly disclosed as of the date checked.
Sources: issuers' websites, fee schedules, and industry publications, accessed Sep 24, 2026. Competitors' terms may change; check their official websites for current terms.
One edition, made for people who live in dollars.
The Rivool Global Card launches in a single edition: Private, in our signature burgundy, with the terms shown here.
- Cashback
- 5% on purchases
- IOF
- Zero
- Balance yield
- 6% a year in USDC
- Liquidity
- Daily
- Access
- US$20K minimum in the Global Account
- Card fee
- US$100 a year · waived above US$100K
- Acceptance
- 200+ countries · physical and virtual
- FX
- 1%
- ATM withdrawals
- 1%
Offer your clients the best global card.
5% cashback, zero IOF, and a USD balance earning 6% a year: the card your clients will use every day. Sign up and get the launch kit for advisory firms.
Frequently asked questions
When does the card launch?
The card is expected to launch on November 10, 2026. Everyone on the waitlist will hear first, by email and WhatsApp.
How does the 5% cashback work?
You get 5% back on every card purchase, credited to your Global Account.
Is there IOF?
No. Purchases come straight out of your USD balance in the Global Account, with no IOF.
How does my balance earn 6% a year?
Your balance is held in USDC and earns 6% a year, credited monthly. With daily liquidity, your money is available to spend on the card or withdraw whenever you want.
Does the card work for students abroad?
Yes. Housing, books, transportation, and everyday expenses abroad come straight out of your USD balance, with no IOF and 5% cashback. Any unspent balance earns 6% a year, with daily liquidity.
Who can get the Private card?
Clients who keep US$20K or more in the Rivool Global Account.
How much does it cost?
The card costs US$100 a year, waived for clients who keep more than US$100K in the Global Account. Converting reais to dollars has a 1% spread, and ATM withdrawals cost 1%.
Is it credit or debit?
Debit. Purchases come straight out of your USD balance in the Global Account: no credit card bill, no preloading.
Who issues the card?
The card is issued by [ISSUER] pursuant to a license from Visa. The Global Account runs on the Stellar network.
Be the first to get 5% back.
Expected launch: November 10, 2026.