PLEASE READ THESE TERMS CAREFULLY.
This institutional website constitutes a legal contract between the USER and RVL GLOBAL ASSETS LTDA, a limited liability company registered with the CNPJ/ME under No. 63.992.186/0001-22, with its principal place of business at Rodovia Admar Gonzaga, No. 440, America Officenter Building, 5th floor, Suite 501, Itacorubi, Florianópolis/SC, Zip Code 88.034-001, hereinafter referred to as "Rivool Finance", "Rivool", "we" or "our".
Rivool Finance provides a technology platform that allows users to create and execute non-custodial trading strategies, directly on-chain (hereinafter, the "Rivool Platform").
By accessing or using this website or the Rivool Platform, the User declares that they have read, understood, and fully agree to these Terms of Use ("Agreement").
1. Documents that comprise this agreement
1.1. This Agreement consists of:
- these Terms of Use;
- Privacy Policy available at https://rivool.finance/en/legal/privacy;
- any policies, commercial conditions, or supplementary documents made available by Rivool.
1.2. In case of conflict between documents, these Terms of Use shall prevail, unless expressly stated otherwise.
2. User eligibility and representations
2.1. To use the Rivool Platform, the User represents and warrants that:
- is at least 18 (eighteen) years old;
- has full legal capacity;
- provides true, complete, and up-to-date information;
- has the authority to accept this Agreement, including on behalf of third parties, when applicable.
2.2. Rivool may, at its sole discretion, require additional verification procedures.
3. Platform use
3.1. Rivool grants the User a limited, non-exclusive, non-transferable, and non-sublicensable license to access and use the Rivool Platform exclusively for lawful purposes and in accordance with this Agreement.
3.2. The User is expressly prohibited from:
- I. copying, modifying, adapting, or creating derivative works from the Rivool Platform;
- II. selling, renting, sublicensing, transferring, or assigning access to third parties;
- III. using the Rivool Platform for the benefit of third parties;
- IV. reverse engineering, decompiling, or attempting to access the source code;
- V. circumventing security mechanisms or usage limitations;
- VI. removing or concealing legal or intellectual property notices;
- VII. using the Rivool Platform for competitive purposes;
- VIII. encouraging or assisting third parties in engaging in any of the above conduct.
4. Experimental or beta access
4.1. Any features made available on an experimental or beta basis are provided "AS IS" and "AS AVAILABLE," without warranties of stability, performance, or continuity.
4.2. Rivool may modify, suspend, or terminate such features at any time, without prior notice or liability.
5. Fees, commercial conditions, and payments
5.1. Certain services may be subject to fees, spreads, or other commercial conditions, previously agreed upon on the platform.
5.2. The User agrees to pay in full all amounts due, including taxes if applicable.
5.3. Unless otherwise provided by law, there will be no refund of amounts paid, given the digital nature of the services.
5.4. B2B partner (advisor) compensation
5.4.1. The Rivool Platform may allow B2B Partners, at their sole discretion and under their full responsibility, to set a variable compensation fee on the actual returns earned by their own clients' investments, limited to a maximum of 1% (one percent). The definition of the percentage, calculation methodology, and basis for the fee is the sole responsibility of the B2B Partner and is not set, suggested, or guaranteed by Rivool Finance. When applicable, the amounts corresponding to the compensation fee will be automatically calculated and executed through smart contracts, being transferred directly, automatically, and non-custodially to the digital wallet indicated by the B2B Partner, without Rivool Finance holding, controlling, custodying, or intermediating such amounts at any time, and the B2B Partner may freely dispose of and withdraw such amounts under their sole responsibility.
5.4.2. The definition, percentage, calculation methodology, basis, periodicity, and any limits of said compensation fee shall be freely established by the B2B Partner and are not set, suggested, imposed, or guaranteed by Rivool Finance.
5.4.3. Rivool Finance acts exclusively as a technology infrastructure provider that enables the configuration and operation of said fee, not participating in the economic, contractual, or fiduciary relationship between the B2B Partner and its clients.
5.4.4. The B2B Partner represents and warrants that: (i) it has clearly, previously, and transparently informed its clients about the existence, calculation method, and impact of the compensation fee on investment returns; (ii) it has obtained express consent from its clients for the application of said fee; (iii) it operates in compliance with applicable legislation, regulatory standards, and transparency duties.
5.4.5. Rivool Finance does not guarantee minimum returns, specific performance, or financial results to clients or B2B Partners. The amounts relating to the compensation fee defined by the B2B Partner, when applicable, will be automatically calculated and executed through smart contracts, being transferred directly, automatically, and non-custodially to the B2B Partner's digital wallet, without Rivool Finance holding, controlling, custodying, or intermediating such amounts at any time.
5.4.6. Any disputes, claims, or questions related to the B2B Partner's compensation fee shall be resolved exclusively between the B2B Partner and its clients, releasing Rivool Finance from any liability.
5.4.7. Rivool Finance does not perform suitability verification, professional regularity, regulatory authorization, technical qualification, or legal compliance checks on B2B Partners, with such responsibilities being solely and entirely the responsibility of the B2B Partner.
5.5. Rivool Finance compensation
5.5.1. For providing the Rivool Platform's technological infrastructure, Rivool Finance may receive a compensation fee of up to 20% (twenty percent) exclusively on the actual returns earned from investments made through the Platform, when applicable. Such compensation does not apply to the principal invested, does not constitute a guarantee of returns, nor represents a promise of minimum performance or expected return. The calculation basis for returns may consider previously incurred deductions, including B2B Partner fees, according to the technical logic defined in the applicable smart contracts.
5.5.2. The calculation and execution of Rivool Finance's compensation fee, when applicable, may occur automatically through smart contracts, with the corresponding amounts being directed directly to the digital wallet indicated by Rivool Finance, without Rivool Finance holding, controlling, or custodying resources belonging to the User or third parties.
5.5.3. Rivool Finance's compensation fee refers exclusively to the provision of technology and infrastructure services, not constituting financial advisory, asset management, financial intermediation, asset custody, investment distribution, or any fiduciary obligation towards the User or B2B Partners.
6. Non-custody
6.1. The Rivool Platform does not custody financial resources or digital assets, not holding, controlling, or accessing User funds.
6.2. The User is solely responsible for the custody, security, and use of their assets, passwords, private keys, and credentials.
7. No financial advice
7.1. Rivool Finance is a technology company.
7.2. Nothing on this website or the Rivool Platform constitutes investment recommendation, financial, legal, tax advice, or public offering of securities.
7.3. The User acknowledges that all decisions made based on the Rivool Platform are their sole responsibility.
7.4. The relationship between Rivool Finance and any B2B Partners does not constitute a partnership, joint venture, association, representation, mandate, or employment relationship, with each party being solely responsible for their legal, tax, regulatory, and contractual obligations.
7.5. Return, Yield, and APY Information. Any references on the Rivool Platform, website, informational or marketing materials to return percentages, "yield," "APY," ranges such as "7-10% per year," examples, projections, historical charts, or estimates (when available) are exclusively informational and illustrative, not constituting a guarantee, promise, offer, commitment, or obligation to maintain any result.
7.6. Rivool Finance is not a bank, brokerage, securities distributor, broker-dealer, investment advisor, asset manager, exchange, payment service provider, or regulated financial institution.
7.7. Any information, content, comparisons, rankings, leaderboards, data from other users (when available), market metrics, or educational materials provided by the Rivool Platform are for informational purposes only and do not constitute recommendation, endorsement, certification, approval, suitability suggestion, or indication that a particular asset, strategy, protocol, or product is appropriate for the User.
8. Risks
8.1. The User acknowledges that the use of technological systems involves risks, including technical failures, temporary unavailability, and possible information inaccuracies.
8.2. Rivool does not guarantee results, continuous availability, or absence of errors.
8.3. The End User (B2C) acknowledges that any products, services, or guidance provided by B2B Partners are not the responsibility of Rivool Finance, and it is solely up to the User to evaluate such information and make their own decisions.
8.4. Third-Party Protocol and Service Risks. The Rivool Platform may depend on DeFi protocols, blockchain networks, and external providers. Rivool Finance does not control and makes no representations or warranties regarding the security, availability, performance, operation, settlement, governance, or behavior of these platforms and services.
8.5. Blockchain Transactions. Transactions involving digital assets depend on confirmation on the underlying blockchain network, a process that is outside Rivool Finance's control. The User acknowledges that transactions submitted to the network may not be confirmed, may experience delays, and generally cannot be canceled, reversed, or modified after submission.
8.6. Interruptions and Maintenance. The Rivool Platform may be temporarily unavailable, in whole or in part, due to scheduled maintenance, emergency maintenance, third-party provider failures, network failures, infrastructure unavailability, security events, or any causes beyond Rivool Finance's reasonable control.
8.7. "AS IS" Provision. Use of the Rivool Platform is at the User's own risk. The Platform is provided "AS IS" and "AS AVAILABLE," without warranties of any kind.
8.8. The User acknowledges that smart contracts operate automatically, irreversibly, and immutably after execution, and Rivool Finance cannot alter, cancel, reverse, or intervene in transactions, executions, or financial flows resulting from such contracts.
9. User data
9.1. The User remains the owner of their data.
9.2. Rivool may process the User's personal data exclusively for operational, legal, and regulatory purposes, in accordance with Law No. 13,709/2018 (General Data Protection Law - LGPD) and the Privacy Policy.
10. Intellectual property
10.1. All intellectual property rights related to the Rivool Platform, trademarks, layouts, texts, codes, and content belong exclusively to Rivool Finance.
10.2. Nothing in this Agreement grants the User any intellectual property rights.
11. Confidentiality
11.1. The parties agree to keep confidential any non-public information obtained under this Agreement, except when required by law.
12. Taxes
12.1. The User is solely responsible for calculating, declaring, and collecting any taxes on their activities carried out through the Rivool Platform.
13. Indemnification
13.1. The User agrees to indemnify, defend, and hold harmless Rivool Finance against any losses, damages, claims, or expenses arising from:
- I. misuse of the Rivool Platform;
- II. violation of this Agreement;
- III. non-compliance with applicable legislation.
13.2. The B2B Partner agrees to indemnify, defend, and hold harmless Rivool Finance from any claims, demands, losses, or damages arising from acts, omissions, promises, guidance, or communications made by the B2B Partner to its clients or third parties.
14. Limitation of liability
14.1. To the maximum extent permitted by applicable law, Rivool Finance shall not be liable for any indirect, incidental, special, punitive, exemplary, consequential damages, lost profits, loss of revenue, loss of opportunity, loss of data, loss of goodwill, or expected savings, even if advised of the possibility of such damages.
14.2. Without prejudice to the above, to the maximum extent permitted by law, Rivool Finance's total and aggregate liability for any claims arising from or related to these Terms, the website, or the Rivool Platform, regardless of the theory of liability, shall be limited to the greater of: (i) the total amount of fees actually paid by the User to Rivool Finance (if any) in the 12 (twelve) months immediately preceding the event giving rise to the claim.
14.3. Nothing in these Terms limits or excludes liability where such limitation or exclusion is prohibited by applicable law.
15. Term and termination
15.1. This Agreement becomes effective on the date of the User's first access or use of the Rivool Platform and shall remain in effect while the User accesses or uses the Platform, unless terminated as provided in this Agreement.
15.2. The User may terminate their use of the Platform at any time. If applicable, account closure may occur upon request through the channel indicated by Rivool Finance at contact@rivool.finance and/or by withdrawing resources/assets associated with the Account, when applicable.
15.3. Rivool Finance may, at its sole discretion, suspend, limit, or terminate the User's access to the Rivool Platform, with or without prior notice, whenever: (i) there is a violation of these Terms; (ii) false, incomplete, or misleading information is provided; (iii) there is a legal, regulatory, judicial, administrative determination or request from a competent authority; (iv) use of the Platform results, or is reasonably likely to result, in damage, material degradation, security risk, fraud, abuse, or interference with the provision of services to other users; or (v) to prevent or mitigate operational, security, or compliance risks.
15.4. To the extent possible, Rivool Finance will use commercially reasonable efforts to notify the User about suspensions or limitations, and may restore access if the cause is adequately and timely remedied, at Rivool Finance's sole discretion.
15.5. Termination of this Agreement shall not affect any rights and obligations that, by their nature, should survive, including, without limitation, provisions on intellectual property, confidentiality, limitations of liability, indemnification, and jurisdiction.
16. Referral program
16.1. Rivool Finance may, at its sole discretion, offer a referral program ("Referral Program"), through which Users may receive benefits, incentives, or special conditions for referring third parties.
16.2. Rivool Finance may modify, suspend, or terminate the Referral Program, as well as any User's participation, at any time and for any reason, without obligation of compensation, indemnification, or prior notice, subject to acquired rights when applicable and according to specific Program rules.
16.3. The rules, eligibility criteria, and conditions of the Referral Program, when available, will be described in a separate document or specific page.
17. Third-party services and integrations
17.1. The Rivool Platform may integrate, depend on, or connect to third-party services to enable functionalities, including, without limitation: (i) digital wallet creation and management infrastructure (e.g., Privy) and (ii) on-ramp and off-ramp providers (fund entry and exit), KYC/AML, payments, or other auxiliary services.
17.2. Such third-party services are governed by their own terms, conditions, and policies, and the User acknowledges that Rivool Finance does not control, operate, or guarantee the stability, availability, performance, security, compliance, continuity, or results provided by such third parties.
17.3. Rivool Finance shall not be liable for acts, omissions, failures, interruptions, unavailabilities, errors, delays, losses, security breaches, or any damages arising from the use, integration, or reliance on third-party services, and it is the User's responsibility to evaluate and accept the applicable risks and conditions.
18. Governing law and jurisdiction
18.1. Governing Law. This agreement was prepared in accordance with Brazilian law, which shall apply to its interpretation. Subsidiarily, provisions of international rules and conventions may be applied, provided they do not conflict with Brazilian rules.
18.2. Jurisdiction. The Parties commit to seeking amicable resolution of any disputes related to this instrument. If not possible, the jurisdiction of Florianopolis/SC is elected, to the exclusion of any other, however privileged it may be, to resolve any disputes arising from this Agreement.
Final provisions
The User acknowledges that the Rivool Platform consists of a service of a technological and informational nature, not constituting a financial product, collective investment, fund, managed portfolio, or advisory service.
This Agreement constitutes the entire agreement between the parties, superseding any prior understandings.
The nullity of any clause shall not affect the validity of the others.
[End of Terms of Use]