Dollar Income

Your global dollar reserve, earning interest.

From conservative US Treasuries to turbocharged yields. A complete shelf for you to build your wealth in hard currency.

Dollar Income

Features and Benefits of Dollar Income

Dynamic DeFi Yield

Your balance generates variable returns, historically between 4% and 8% p.a., through global lending protocols.

Variable yield, generated by open, audited credit protocols. Past results do not guarantee future results.

Access to US Treasuries

Diversify your portfolio safely by investing in tokenized US Treasuries (such as Ondo's USDY). Conservative global exposure that pays interest in the 4.6% p.a. range.

Visible Daily Accrual

Forget waiting for the month to close or for long terms to mature. Your dollarized balance accrues yield every day, so you can follow your wealth grow in real time in the app.

Hassle-Free Withdrawals

The yield is in global hard currency, but the liquidity was designed for your routine in Brazil. Request withdrawals from your dollar position and receive the amounts converted to reais via Pix on the same business day.

Zero Intermediaries in Control

Unlike traditional funds or bank accounts, your invested dollars are not on Rivool's balance sheet. Control of the assets and keys is 100% yours, guaranteed by our self-custody technology. No one can freeze your earnings.

Dollarize and put your money to work in dollars

Direct access to tokenized Treasuries starting from just a few dollars.

Variable yield, generated by open, audited credit protocols. Past results do not guarantee future results.

Exchange

Rivool vs the market

The real cost of converting reais to dollars, route by route

Commercial exchange rate · Rivool

Commercial exchange rate

Commercial market rate, for reference. It is not Rivool's quote, which appears in the app before you confirm.

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No bank, no broker

Your money doesn't sit in any financial institution. It is held in an exclusive account, on a decentralized global network protected by cryptography.

2

Self-custody

Each account has a unique private key, like the combination to a safe that only you have. Without it, no one can move your funds.

3

Not even we have access

Rivool does not hold or control your balance. We are the infrastructure; the control is 100% yours.

4

Audited dollar backing

Your balance is backed by Circle, a regulated and audited company in the United States. The same infrastructure used by BlackRock and major global asset managers.

5

Protected by biometrics

Every transaction is verified by your phone's biometrics and protected by state-of-the-art cryptography. No SMS, no physical token.

6

Available 24 hours

Unlike banks and brokers, your account works 24 hours a day, 7 days a week. No business hours, no lines, no holidays.