Global Card

Rivool
International Card

Spend your dollar balance abroad or online with full control. No punitive IOF (Brazil's tax on foreign exchange), no hidden conversion fees and no end-of-month bill shock.

Global Card

Your dollarized wealth in your pocket, ready for the world.

Phone with the Rivool app showing an approved card payment
The End of IOF and Surprise Spread

With a traditional credit card, you lose about 7.5% on every international purchase

Issued on the infrastructure of Rain, a Visa principal member. Coming soon.

You choose when to convert

At Rivool, you convert your reais to dollars via Pix when the exchange rate works best for you

Global Account with part of the balance set as the card limit, which earns no yield, and the rest invested in the strategies
Your money earns until it's time to spend

Your money keeps generating automatic daily yield in your wallet.

Variable yield, generated by open, audited credit protocols. Past results do not guarantee future results.

Simulate your card savings

Made for your global lifestyle

Global account with automatic yield, instant liquidity and zero IOF abroad.

Individual investor

Spend without paying IOF

The end of surprise fees. Spend your dollar balance directly, with no spread at the point of sale.

Issued on the infrastructure of Rain, a Visa principal member. Coming soon.

Comparison

The math side by side

If your card isn't on the list, pick the closest one and correct the IOF, spread and annual fee just below with what its statement shows.

Spending outside Brazil per year · Rivool

Spending outside Brazil per year

R$

You save, per year

Cost with Rivool

1% on the way in and nothing on top of each purchase

Cost with a regular global card

Full cost, including IOF, exchange, spread and annual fee. Physical card charged separately. The balance not yet spent earns in dollars, with variable, non-guaranteed yield, and is not included in this calculation.
Simulation using market values from August 2026. Not a commercial offer.